Employment and Housing Discrimination

Employees all across America, whether citizens or foreigners hired for permanent employment, are covered and protected by federal and state laws against any form of discrimination, most especially, on wages and overtime pay. And, based on the principle, “A laborer is worth his wage,” all employers are, therefore, morally and legally obliged to pay their employees for every minute spent on work.

The Fair Labor Standards Act (which was passed into law in 1938) and the Portal-to-Portal Act are two federal statutes that give directives on the national minimum wage and on overtime pay. FLSA, also known as the Wages and Hours Bill, covers all employees, whether full-time or part-time, and determines the minimum wage and rate of overtime pay.

Overtime pay, or payment for work rendered by employees in excess of their maximum daily or weekly work shift, is computed separately and given a higher value than regular time pay. Overtime pay is hard-earned money. Many American employees go through the sacrifice of giving up a part of their time for rest or family time to be able to take home a bit higher pay than the usual. For parents who need to send their kid/s to school or who need to pay child support, overtime pay is definitely very important as this can enable or help them accomplish a whole lot of other things for their kid/s.

Many employers, however, resort to tactics that can enable them to keep wages even below the minimum pay; some even deny employees the right to render overtime work, despite employees’ eligibility. Being discriminated against wage and overtime pay, but choosing to remain silent about it will only make the unjust practice continue and affect a lot more people. Thus, employees should know that protection against employer retaliation for reporting unjust employment practices is also provided by the law.

The Leichter Law Firm affirms and says that, “Very often, employers do not pay workers overtime even if they are entitled to it. This is illegal and employers who act with such disregard for the FLSA hurt their workers by withholding money that they have earned. Thus, if your employer has not paid you an overtime rate of at least time and a half for each hour worked in a week over 40, you may be able to hold him/her responsible for paying you the money you are owed.

Americans suffer discrimination not only in the area of employment, though. Many also experience unjust treatment when it comes to debt collection, especially where the collateral is a housing estate. This unjust treatment, which, according to the law firm Gagnon, Peacock & Vereeke, P.C., house owner must guard against, is called foreclosure. Many homeowners are cheated by lending companies through many different ways, such as:

  • Failure to provide homeowners with appropriate notices
  • Lender bad faith
  • Overcharging homeowners for late payment fees
  • Predatory lending

All these issues can result to wrongful foreclosure, however, these also serve as grounds for homeowners to fight back Not only can a foreclosure cause lasting damage to an individual’s financial standing, but it can also deprive them and their families of the place they have called home for years.

Wrongful foreclosure can be an extremely difficult thing to go through, but with the help of qualified legal counsel, homeowners can fight back to protect their rights and do everything they can to keep their home.

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